How to use this overview
Fixed expenses are costs you incur. These include rent/mortgage, medical expenses, and educational expenses. But we also consider other expenses, such as payments to settle tax debts with the Tax Administration (de Belastingdienst) and/or the municipality. In doing so, we take your living situation into account. Below you’ll find all the standard amounts for each living situation.
Rent (or mortgage)
Do you pay rent? If so, we’ll look at your rent minus your housing allowance. The maximum rent is €922.93.
Do you pay a mortgage? In that case, we’ll look at the monthly interest payment. The standard amount for interest is €922.93.
Rent standards
Rent amounts vary depending on your living situation—whether you live alone or with others.
| type | single | spouses |
|---|---|---|
| standard amount rent | € 202.52 | € 200.71 |
| maximum net amount rent | € 730.41 | € 732.22 |
| maximum state rent allowance | € 523.00 | € 420 |
Health insurance costs
These are the standard amounts for health insurance and the health care subsidy for singles and spouses per month in 2026:
| type | single | spouses |
|---|---|---|
| standard amount for premium | € 47 | € 106 |
| maximum state health care allowance | € 129 | € 246 |
Childcare
There are also standard rates for child care. This may be a policy decision made by a municipality or water board.
| type of care | maximum per hour |
|---|---|
| daycare (KDV) | € 11.23 |
| after-school care (BSO) | € 9.98 |
| family daycare | € 8.49 |
Educational expenses
The following standard amounts apply to the expenses you incur as a student:
- HBO/UNI books and learning materials € 80.00
- MBO books and learning materials € 70.00
- MBO tuition fee € 121.50
- Single-parent allowance € 327.15
Other expenses
Do you have a payment plan for other taxes? Or do you pay spousal or child support? If so, we’d like to know that as well when assessing your application for remission.