How to use this overview
Net worth refers to how many assets and how much money you have. We use standard amounts to calculate net worth. We need this information to assess your application for exemption.
Municipalities and water boards set their own standard amounts. That is why there are differences. So, first make sure you are checking with the correct municipality or water board.
Standard amounts for assets
To determine the amount in your bank account(s), we consider your living situation and age.
Does no one in your household receive the AOW pension?
If so, you’ll find the account balance amounts for your situation below.
| Situation | Rijn en IJssel and Zuiderzeeland | Other water boards and municipalities |
|---|---|---|
| Spouses | € 3,283 | € 5,000 |
| Single parent | € 2,778 | € 4,578 |
| Single person | € 2,276 | € 3,776 |
Does anyone in your household receive AOW?
If so, you’ll find the maximum amounts allowed in bank accounts below.
| Someone in your household receives AOW | Rijn en IJssel and Zuiderzeeland | Other water boards and municipalities |
|---|---|---|
| Married couple, both born before January 1, 1935 | € 9,983 | € 11,848 |
| Married couple where one spouse was born before January 1, 1935 | € 6,633 | € 8,498 |
| Married couple, both born after January 1, 1935 | € 3,283 | € 5,148 |
| Single parent born before January 1, 1935 | € 6,390 | € 8,096 |
| Single parent born after January 1, 1935 | € 3,040 | € 4,746 |
| Single person born before January 1, 1935 | € 5,888 | € 7,294 |
| Single person born after January 1, 1935 | € 2,538 | € 3,944 |
Equity in your home
To determine this, we look at the WOZ value of your home minus the outstanding mortgage.
Cars, motorcycles, and other vehicles
We also count vehicles as part of your assets. The total value of your vehicle(s) may not exceed € 3,350. Do you need a vehicle due to an illness or disability? If so, this rule does not apply. We will need proof of this when you submit your application for exemption.